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Contingent on who you question, you will discover varying viewpoints on when and how the Canadian housing market will calm down from its latest spectacular rise.<br>As specified by the story released this month in the "Globe and Mail," TD Bank frankly predicts that by the later half of 2011, housing values will drop 2.9 percent, but not until they experience a 9% climb in value over 2009 values. However economist Sal Guatieri of BMO Capital Markets is more optimistic, informing "The Montreal Gazette" that the overvaluation that caused the real estate bubble will just affect big cities, and should not cause the sort of nationwide collapse expected in the US market.<br><br>One thing they both appear to concur on, however, is that the Canadian real estate market is on course for a slowing trend -- the question is simply how much and when.<br>As Guatieri pointed out, today's values for average houses in Vancouver or Toronto -- around $700,000 -- is coming close to 10 times the homeowner's income, but that in a normal market "a more normal price is about four or five times income". Although TD Bank had at first predicted 1.6% increases in 2011, this kind of real estate hyper inflation in the midst of economic recovery has actually compromised the market, and they are already seeing the signs of cooling this year derived from the rise of new home starts and new listings.<br><br>Areas like Mississauga are currently experiencing an increase in new Mississauga condominiums but sales could start to decline.<br>But TD did need to acknowledge in their interview with "The Vancouver Sun" that their 2009 projections were short, because they did not anticipate "a move by buyers and sellers to pre-empt regulatory and interest-rate changes" that resulted in a sharp first quarter surge in housing sales.<br>The looming harmonized sales tax due to take effect in July in Ontario and British Columbia certainly impacted markets in those provinces. The trend has affected financing costs already, with the Bank of Canada believed to raise their overnight target rate in June or July from the record breaking low of 0. If you adored this short article and you would certainly such as to obtain even more facts relating to bubble shooter pet kindly check out the site. 25 percent.<br><br>More expensive borrowing rates should act on cottage regions with deduced prices for places such as Wasaga Beach real estate and this could constitute an opportunity for purchasers.<br>As family incomes catch up with the level of inflation -- an astounding 8 percent over the past 8 years -- TD predicts that overvalued real estate prices will continue to fall from 15 to 10 percent by the last part of next year. �This is bolstered by a decline in MLS sales, which as well includes Toronto MLS listings, over the last 6 months that the Canadian Real Estate Association has noticed.<br><br>The sole debate that is on the table is what impact the lofty prices will have on the housing market as a whole in the near term and in the future.<br>Gauthier describes his forecasts are a result of the "stronger supply response," and that the "market balance is now expected to be somewhat softer next year, consistent with market conditions more favourable to potential buyers and a mild depreciation in home values".<br>However Guatieri is not satisfied that prices will indeed fall, but instead will just slow down sufficiently to adapt after the current escalations. Gauthier and Guatieri both perceive indicators, however, that no matter when it arrives, the cooling shift will be short lived, and that the average home price should naturally come back to normal market value within the next 3 years.
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When any technology gadget has two colors one of the first questions that is always asked: "Is one color for men and the other for women?" The simple answer when it comes to the white iPhone 4 vs. the Black iPhone 4 is NO. In fact, many discussion boards and websites have looked in to this very thing. Although there is no hard evidence coming from Apple it seems that iPhone color is chosen more based on individual taste than gender specific guidelines.<br><br>There was a questionnaire on Macforum.com that asked iPhone users to state what color iPhone they have and what their gender was. The questionnaire had some surprising results.<br><br><br>Male with Black iPhone: 106 people or 53.54%<br><br>Male with White iPhone: 72 people or 36.36%<br><br>Female with Black iPhone: 10 people or 5.05%<br><br>Female with White iPhone: 10 people or 5.05%<br><br><br>Although this survey is not scientific by any means, it does give us some insight. Men were more likely to have a black iPhone than a white iPhone but women were just as likely to have either (although this is from a significantly smaller sample size). Surveys on other websites returned much the same results but in most cases even women chose the black iPhone over the white iPhone. When asked which color iPhone 4 do you want the results were still consistent.<br><br>The bottom line is that both men and women actually prefer the black iPhone the white. With the iPhone 3G and 3Gs both white and black models were offered and the black constantly out sold the white. The same is true for Google searches when a new iPhone is going to be released.  Should you have any kind of queries concerning where by and also tips on how to use bubble shooter pet, you can email us in our web site. Early on, when both the black and white iPhone 4s were going to be released, average monthly Google searches for black iPhone 4 far outpaced that for white iPhone 4. Black iPhone 4 had 2,900 searches while the white iPhone 4 had 10% of that at 260. Across the board, both male and female, black iPhones are more popular than their white brethren. The fact that seems to get lost most is that these are white and black iPhones not pink and black iPhones. If that were the case there would probably be a much more pronounced gender preference.<br><br>When multiple people were asked which color iPhone they wanted the answers were never uniform based on gender:<br><br>"I'm going to get the white iPhone 4 because it has a clean look to it and I hear finger smudges won't show up as much." -Trent Pirillo<br><br>"I like the black iPhone 4 for its slick design. The chrome looks much better on black than it does on white." -Julie Hodge<br><br>"I have the black one because it is already out and I don't have to wait for it. I don't care about the color because I put a cover on my iPhone anyways." -Paul Bowman<br><br>It is hard to tell whether the iPhone color is a gender thing. From interviews and online surveys it does not seem that gender has anything to do with the color iPhone that a person picks. What is very apparent is that the majority of people like the black iPhone over the white iPhone. When "The White" does finally come out it would be interesting for Apple to release gender specific statistics. Give a choice which would you choose?

Revision as of 00:53, 15 November 2017

When any technology gadget has two colors one of the first questions that is always asked: "Is one color for men and the other for women?" The simple answer when it comes to the white iPhone 4 vs. the Black iPhone 4 is NO. In fact, many discussion boards and websites have looked in to this very thing. Although there is no hard evidence coming from Apple it seems that iPhone color is chosen more based on individual taste than gender specific guidelines.

There was a questionnaire on Macforum.com that asked iPhone users to state what color iPhone they have and what their gender was. The questionnaire had some surprising results.


Male with Black iPhone: 106 people or 53.54%

Male with White iPhone: 72 people or 36.36%

Female with Black iPhone: 10 people or 5.05%

Female with White iPhone: 10 people or 5.05%


Although this survey is not scientific by any means, it does give us some insight. Men were more likely to have a black iPhone than a white iPhone but women were just as likely to have either (although this is from a significantly smaller sample size). Surveys on other websites returned much the same results but in most cases even women chose the black iPhone over the white iPhone. When asked which color iPhone 4 do you want the results were still consistent.

The bottom line is that both men and women actually prefer the black iPhone the white. With the iPhone 3G and 3Gs both white and black models were offered and the black constantly out sold the white. The same is true for Google searches when a new iPhone is going to be released. Should you have any kind of queries concerning where by and also tips on how to use bubble shooter pet, you can email us in our web site. Early on, when both the black and white iPhone 4s were going to be released, average monthly Google searches for black iPhone 4 far outpaced that for white iPhone 4. Black iPhone 4 had 2,900 searches while the white iPhone 4 had 10% of that at 260. Across the board, both male and female, black iPhones are more popular than their white brethren. The fact that seems to get lost most is that these are white and black iPhones not pink and black iPhones. If that were the case there would probably be a much more pronounced gender preference.

When multiple people were asked which color iPhone they wanted the answers were never uniform based on gender:

"I'm going to get the white iPhone 4 because it has a clean look to it and I hear finger smudges won't show up as much." -Trent Pirillo

"I like the black iPhone 4 for its slick design. The chrome looks much better on black than it does on white." -Julie Hodge

"I have the black one because it is already out and I don't have to wait for it. I don't care about the color because I put a cover on my iPhone anyways." -Paul Bowman

It is hard to tell whether the iPhone color is a gender thing. From interviews and online surveys it does not seem that gender has anything to do with the color iPhone that a person picks. What is very apparent is that the majority of people like the black iPhone over the white iPhone. When "The White" does finally come out it would be interesting for Apple to release gender specific statistics. Give a choice which would you choose?

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