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We�ve survived the tech bubble and the housing bubble, but are we headed for something more catastrophic than either of those?� Some experts are beginning to fear the worst.<br><br>Let�s review recent financial events. The meltdown in the global financial markets created a wave of panic and a surge of money has poured into what has always been considered safe�short-term U.S. Treasury securities.� This basically means that investors are willing to put faith in and lend money to the government.� Primarily because, even though our national debt stands at staggering $10.59 trillion, and is still growing, the U.S. has never failed to meet a debt payment. This sudden appetite for Treasuries has driven yields down to their lowest levels since the Great Depression. <br><br>Over the past couple of months, the Feds have funneled massive amounts into bailout packages upsetting the government�s balance sheet.� When you add a soaring U.S. deficit into the mix, you get a situation that�s causing sleepless nights for anyone that�s paying attention.<br><br>How Low Can They Go?<br><br>We�ve been waiting to see just how low interest rates on Treasury securities could go before the rapid stream of investments would dry up.� It now appears that even zero is not too low. One day during the second week of December, the annualized yield on three-month T-bills in the secondary market hit the minus zero level, down to negative 0.01%, then later that same day it rose to positive 0.01%.<br><br>This means that investors are so fearful of the markets, but still have enough faith that the U.S. government, they are willing to risk getting less money upon maturity than they originally invested, and earn no interest along the way. <br><br>The Treasury hasn't had to auction new T-bills at a negative rate yet, but on December 8, they actually sold $30 billion in four-week T-bills at a yield of exactly zero. Anyone who bought those can sell them in four weeks, but not for one penny more than they paid for them. At that rate, you could have just as easily stuffed a fistful of $100 bills into a coffee can and buried it in the back yard.<br><br>You might be wondering who would be willing to buy Treasury debt for little or no return?� It turns out that there were plenty lined up to buy�some who probably no longer have back yards�so many in fact that the Feds reportedly could have sold up to four times as much as they did. Actually, while there are plenty of individual investors, it�s the big institutional investors like pension funds, and international central banks that are the biggest players in the market for Treasury securities.<br><br>How Long Can it Last?<br><br>There is so much money shifting into Treasuries, it can�t last forever. Investors seem to be pouring money into government securities with the same fervor that they did during the housing surge and the dotcom mania. U.S. government debt has always been considered the safest investment in the world.� But now some fear the Treasury market is venturing into bubble territory.<br><br>The big question becomes, �How long can it last?�� Were a bubble of this size to implode, there wouldn�t be enough sand bags in the world to stop the flood of money that would come gushing out. When the torrent was over, there would be so little left in the Treasury coffers, the government would be forced to pay higher rates on their burgeoning debt. <br><br>Our Foreign Debt Holders<br><br>�If such a day of reckoning is coming, it would be a devastating blow to the economy, and the dollar.� At the first sign of the stock market entering a sustained period of recovery, investors would shy away from low-yield Treasuries. The Fed could then be forced to monetize Treasury securities, or else boost the rates higher. <br><br>But China and other foreign countries hold a major chunk of U.S.  If you have any sort of inquiries regarding where and the best ways to use bubble shooter pet, you could call us at our own web site. debt. In fact, about half of the nation's $5.3 trillion in publicly traded debt is held by countries like Japan and China. That means a significant down shift in Treasury prices would lead to the decline of the US dollar, a threat of hyper-inflation and finally, a depression.<br><br>And yet, even though the U.S. has the dubious distinction of having kicked off the firestorm of global economic meltdown, our government bonds are still considered the safest investments in the world.<br><br>What�s in Store?<br><br>Just like we all thought that the price of homes could only go up, we now know that it�s that kind of irrational exuberance that blind us what�s coming.��Jim Grant of Grant's Interest Rate Observer recently commented on CNBC, "There's more risk in things people think are inherently safe, including cash and Treasuries, vs. the things people perceive as risky." <br><br>It appears that even though Treasury yields are at an all time low, even institutional investors are more concerned about preserving capital than they are in getting higher returns. Treasury interest rates are already at or near zero. <br><br>If things get worse, and they slip further into negative return territory, would investors actually be willing to pay the government to hold their money for safe keeping?� So far, there is no indication that things will get that dire. Although, since none of the rules we�ve lived by these past few decades seem to apply anymore, we can�t speculate on the future. <br><br>We think that Treasury interest rates will probably remain low until some time mid-2009, or at least until the recession begins to lighten up.� If the skittish market keeps the fear factor alive, people will keep moving money into the Treasury for safekeeping, low interest rates or not.
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bubble shooter pet - https://goo.gl/WMCXgi. Reef tanks are usually kept at a temperature between 25 and 27 C (75-80 F). Reef tanks are beautiful and exotic and for some of us a piece of nature. <br><br>The mainly filtration for reef tanks usually comes from the use of great amounts of live rock which come from various rubble zones around existing reefs. Researchers and scientists find that saltwater fish tank have therapeutic health benefits. The tanks are usually constructed from either glass or acrylic.<br><br>With advances in modern tanks it's recently became possible to have a piece of coral reef at home and enjoy it in the privacy of your house without getting wet with saltwater aquarium. A reef aquarium or reef tank is an aquarium containing live corals and other invertebrates(such as snails) associated with coral reefs. Unlike the marine aquarium, the primary purpose of which is to house various types of fish, the true stars of the reef tank are the corals and other creatures. <br><br>As the aquariums we maintain contain more and more diverse animal life (worms, sea appels,anemones,corals), the need for more complete additives becomes more of a necessity, and the make-up of these additives (calcium and such) has to be more geared to the new type of aquariums, in order to satisfy the requirements of all the animal life we now keep and maintain.<br><br>Water movement (by wave box for example)) is important in the reef tanks with different types of coral requiring different flow rates. Building water momentum using a gyre is an efficient method to increase flow, thus benefiting coral respiration and photosynthesis. Some corals such as the Mushroom Coral and Coral Polyps require very little light to thrive " conversely, LPS coral such as Brain coral, Bubble Coral, Elegance Coral, Cup Coral, Torch Coral, and Trumpet Coral require moderate amounts of light, and Small Polyp Stony Corals (SPS) such as Acropora Coral, Montipora, Porites, Stylopora and pocillopora require high intensity lighting. <br><br>Stony corals, which are defined by their calcerous calcium carbonate skeletons (CaCO3), are the focus of many advanced reef keepers. These corals require additional attention to water chemistry, especially maintenance of stable and optimal calcium, carbonate, and pH levels. These corals also requires additives and supplements. <br><br>A reef aquarium requires appropriately intense lighting, turbulent water movement, and more stable water chemistry than fish-only marine aquaria. Nano reefs (small tanks) are very commonly sold as complete kits which contain the tank, stand, power compact T5, T8, PL lamps or Metal Halide lighting, protein skimmer, UV sterilizer, 3 or more stage filtration, a heater and a water pump or power head. However, many Nano reef keepers decide to upgrade their aquariums with better quality equipment such as a more powerful protein skimmer or lighting. In small tanks such as Nano reef even a tiny mistake can lead to tank collapsing. <br><br>Nano reefs tanks require even more diligence with regard to water changes and attention to water chemistry because the small water capacity provides little room for error. Care must be exercised when stocking these tiny tanks because too many tenants can easily overload the tank's ability to process wastes effectively.

Revision as of 21:51, 19 September 2017

bubble shooter pet - https://goo.gl/WMCXgi. Reef tanks are usually kept at a temperature between 25 and 27 C (75-80 F). Reef tanks are beautiful and exotic and for some of us a piece of nature.

The mainly filtration for reef tanks usually comes from the use of great amounts of live rock which come from various rubble zones around existing reefs. Researchers and scientists find that saltwater fish tank have therapeutic health benefits. The tanks are usually constructed from either glass or acrylic.

With advances in modern tanks it's recently became possible to have a piece of coral reef at home and enjoy it in the privacy of your house without getting wet with saltwater aquarium. A reef aquarium or reef tank is an aquarium containing live corals and other invertebrates(such as snails) associated with coral reefs. Unlike the marine aquarium, the primary purpose of which is to house various types of fish, the true stars of the reef tank are the corals and other creatures.

As the aquariums we maintain contain more and more diverse animal life (worms, sea appels,anemones,corals), the need for more complete additives becomes more of a necessity, and the make-up of these additives (calcium and such) has to be more geared to the new type of aquariums, in order to satisfy the requirements of all the animal life we now keep and maintain.

Water movement (by wave box for example)) is important in the reef tanks with different types of coral requiring different flow rates. Building water momentum using a gyre is an efficient method to increase flow, thus benefiting coral respiration and photosynthesis. Some corals such as the Mushroom Coral and Coral Polyps require very little light to thrive " conversely, LPS coral such as Brain coral, Bubble Coral, Elegance Coral, Cup Coral, Torch Coral, and Trumpet Coral require moderate amounts of light, and Small Polyp Stony Corals (SPS) such as Acropora Coral, Montipora, Porites, Stylopora and pocillopora require high intensity lighting.

Stony corals, which are defined by their calcerous calcium carbonate skeletons (CaCO3), are the focus of many advanced reef keepers. These corals require additional attention to water chemistry, especially maintenance of stable and optimal calcium, carbonate, and pH levels. These corals also requires additives and supplements.

A reef aquarium requires appropriately intense lighting, turbulent water movement, and more stable water chemistry than fish-only marine aquaria. Nano reefs (small tanks) are very commonly sold as complete kits which contain the tank, stand, power compact T5, T8, PL lamps or Metal Halide lighting, protein skimmer, UV sterilizer, 3 or more stage filtration, a heater and a water pump or power head. However, many Nano reef keepers decide to upgrade their aquariums with better quality equipment such as a more powerful protein skimmer or lighting. In small tanks such as Nano reef even a tiny mistake can lead to tank collapsing.

Nano reefs tanks require even more diligence with regard to water changes and attention to water chemistry because the small water capacity provides little room for error. Care must be exercised when stocking these tiny tanks because too many tenants can easily overload the tank's ability to process wastes effectively.