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To supplement a money management college you should seek more advanced debt management options. You will want to find out ways to keep from falling into the same problems that got you into debt in the first place.

Pay on Time - Pay all of your bills on time. Pay at least the minimum balance if you can't pay fully. This is one sure way to build and maintain a decent credit score.

The majority of our society works for a paycheck. They put in their hours to receive their pay every couple of weeks. Before they get their check, the taxes and other governmental obligations are removed. This leaves them with their net pay for the period. Of course, this the amount that people then need to live on.

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Commit your goal to paper and include the reward plan. At an advanced level I will talk about publicising your goals but at this stage committing the goal to paper is enough.